Budget plan3/23/2023 Step 1: Set your goals before creating a budget plan Before you even pick up that pen or turn on your laptop, you need to know what you are trying to achieve with a budget. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs. Here are 5 simple steps to creating a budget that you can stick to. These ads are based on your specific account relationships with us. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.Īlso, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. 6 Steps for Creating a Budget Plan Step 1: Take Note of Your Income The first step to coming up with any kind of budget document is to know exactly how much income is coming in. If you opt out, though, you may still receive generic advertising. This budget planner makes it easy to get started. Creating a budget is the first step towards taking control of. Then work through the tabs in the worksheet linked above. A budget is a list of all the money you receive and all the things you spend money on every month. Following these steps gives you a worksheet you can edit. If you prefer that we do not use this information, you may opt out of online behavioral advertising. Budgeting is one of the best ways to keep your finances on track. First, copy the Monthly Budget Income and Expenses Calculator (see above for the download link) described in How to Complete Monthly Budget Worksheets, above. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Relationship-based ads and online behavioral advertising help us do that. We strive to provide you with information about products and services you might find interesting and useful.
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